Banks that provide Lifetime Free Credit Card

best free credit card
Banks that provide Lifetime Free Credit Card

A credit card comes with many charges such as annual fee, maintenance fee, joining fee and renewal fee.  It can be daunting to pay so many charges throughout credit card life. However, do you know that there  are credit cards that charge zero annual fees? So yes, there are cards that ask for no annual fee called lifetime free credit cards. You will not have to pay a single penny for the annual or renewal fee in a lifetime free credit card

List of lifetime free credit card

HSBC Visa Platinum Card: 

  • No joining or annual fee. 
  • The Card provides introductory benefits up to INR2, 250 with 3 complimentary airport lounge access at  domestic & international lounges or 3 AirDine (meal) vouchers. 
  • You can save up to INR3, 000 annually on fuel surcharge 
  • New credit card customers can receive the following welcome privileges on a single transaction of a  minimum INR 1 000 within 30 days of card issuance: 
  • You get an Amazon voucher worth INR500 and get 3 complimentary airport lounge access at domestic  & international lounges or 3 meal-vouchers 
  • You get a 50% discount (up to INR100) on the first transaction on Google Pay. 

ICICI Bank Platinum Chip Credit Card 

  • The bank charges no annual fee, joining fee, or supplementary card fee. 
  • You can save a 1% fuel surcharge waiver on making fuel transactions of a maximum of up to Rs.4000 at  any HPCL fuel station when the Card. However, you can avail of this benefit on ICICI Merchant  Services swipe machines 
  • You can even save on dining with the ICICI platinum Life Time Free Credit Card. You can save a  minimum of 15% on dining bills at 2500 partner restaurants spread across 12 cities with the ICICI Bank  Culinary Treat feature.
  • With every transaction you make, you can earn payback rewards. You can earn 2 payback points on  every Rs.100 spent on retail purchases except fuel. Redeem your payback point by purchasing attractive  products through payback. You can also make 1 payback point on Rs.100 spent on utilities and  insurance. Payback points can be redeemed by booking tickets on “book my show”, holiday tickets through  “make my trip”, grocery shopping at a big bazaar shop and many more. 
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Amazon pay ICICI bank credit card 

  • No joining or annual fee 
  • You can earn a 5% cashback on every spend on Amazon India except for payment towards e-books and  gift cards. 
  • You can earn 2% on load of Amazon Pay balance, for example, Money, bill payments and DTH  recharge. However, no earnings for gold and EMI purchases on Amazon. 
  • Existing customers get a complete waiver of 1% on fuel surcharge payments each time they refuel. They  can also enjoy 15% savings on their dining bills at over 2,500 restaurants across India under the  culinary treats programme. 

IDFC’s first classic credit card: 

  • No annual fee, No over-limit fee, and No reward-redemption fee 
  • You get a welcome voucher worth ₹ 500 on spending ₹ 15,000 or more within 90 days of card issuance  and 10X Reward Points on incremental spending above ₹20,000 per month 
  • You also get 6X & 3X Reward Points on online & in-store spends respectively on spending up to  ₹20,000 per month 
  • Get a 5% cashback on the transaction value for your first EMI transaction within the first 90 days of  card issuance (no upper cap on cashback amount) 
  • You get fuel surcharge waiver of 1%, at all fuel stations across India, up to ₹ 200/month 

Axis bank insta easy credit card: 

  • No annual and joining fee (in case of burgundy) 
  • As part of the welcome offer, you get an Amazon voucher worth Rs.2000 on your first purchase with a  Card (within 90 days of issuance).
  • You get 20%off up to Rs.500 on a minimum purchase of Rs.2000 on a big basket and a discount of 40%  and a maximum of up to Rs.200 on purchases from Swiggy. 
  • You also get an annual benefit of priority pass membership on a yearly spend of Rs.3 lakh. 
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Summing up

After reading this blog, you now know the benefits of getting a lifetime membership credit card. You also got to know the offers given by various banks on their lifetime membership card. The Card pays you back, everywhere and every time you purchase. If you plan to get best credit cards in India, do consider these  Cards. But before that, do compare the features and charges of other options to make an informed decision.

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