To find the best auto insurance for seniors, you may have several options to choose from. Companies like Allstate, GEICO, Nationwide, State Farm, The Hartford and USAA offer auto insurance policies to senior drivers above the age of 50. But they might not be the cheapest insurers to insure your car after you have attained the age of 50 or more. Instead the following car insurance providers are known for providing the cheapest coverage for cars driven by senior citizens.
| Insurance Company | Cheapest Monthly Insurance Rates |
| Travelers | $44 |
| National General | $45 |
| Direct Auto | $51 |
| Midvale Home & Auto | $69 |
| Progressive | $75 |
Nevertheless, our experts analyzed auto insurance rates provided to senior citizen drivers and they have found that drivers that are over 70 years in age tend to pay more than those below 70.
We educates drivers in learning the basics of securing affordable auto insurance solutions. We also provide vital in getting and comparing the best as well as the cheapest quote estimates online to enable drivers in making informed decisions on their car insurance purchases with expert guidance.
Here are some important facts regarding car insurance for senior citizens that you need to be aware of before you start exploring your options.
1. On an average, senior female drivers can expect to pay around $150 per month for auto insurance and male drivers about $163 each month.
2. Senior drivers in Maine, Massachusetts and Ohio can get the cheapest average car insurance rates than senior drivers in other states of the United States.
3. To qualify for the lowest and best car insurance rates for senior drivers, it is advisable for you to seek help from experts as such a prerogative might enable you to get personalized vehicle insurance quotes that work best for your unique driving requirements.
The average premiums on car insurance for senior citizens are significantly lower than those charged for 21 year old drivers. But to qualify for the lowest auto insurance rates, it is vital that you have a clean driving slate all through your life as insurers need to be convinced that you are less of a coverage risk. Besides, you may have to shop around extensively to save hundreds of precious dollars on your senior driver’s car insurance premium. Each company may provide unique types of premium discounts to individual drivers depending on their eligibility to get them. Some common kinds of discounts include multi-policy discount, multi-car discount and homeowners’ discount. With a discounted senior drivers’ auto insurance package, you can practically save hundreds.
Some useful tips for finding the best car insurance for seniors at the most affordable price rates.
1. Secure expert guidance while comparing numerous free quotes so that you can make an informed decision on your purchase.
2. Older car versions that have less market worth could be much cheaper to insure than new car models. So, to save money, it could be better if you consider driving a less expensive old vehicle.
3. For saving additional dollars, you can choose a higher deductible. Insurers like working with drivers that are willing to share the financial risks associated with car coverage.
4. It could be relatively easier to qualify for low sustainable senior driver’s auto insurance rates if you maintain a clean driving record and have good credit history.
Senior drivers residing in the below mentioned states of the U.S. can obtain the lowest premium rates on car insurance for senior citizens.
| State | Auto Insurance Company | Monthly Premium |
| Massachusetts | Travelers | $44 |
| Ohio | National General | $45 |
| Maine | Travelers | $51 |
| North Carolina | Direct Auto | $51 |
| Indiana | National General | $52 |
From the above data it is quite evident that auto insurance premiums for senior drivers can also vary by state and company. Thus, there could be several factors which go into calculation of insurance rates. A free consultation with a competent local agent might enable you to get detailed information regarding the same. Atozinsuraceusa.com can actively assist you in determining if you can get cheap auto insurance with no deposit requirement for senior drivers online. Take advantage of our simple, easy and hassle-free online process to secure a low cost solution that easily fits your unique type of driving needs and budget.
