Online Payment Methods for Small Businesses in 2022

This post was most recently updated on December 8th, 2022


If you own an online business, Stripe may be the right payment method for you. Its cost is low, and it supports multiple payment methods including credit cards, PayPal, and wire transfers. In addition, it offers technical support and access to its Stripe Dashboard. However, it may not be the best choice for businesses with limited technical expertise. The integrated service may also be too complicated and expensive, and it may limit the range of customers you can serve.

While Stripe is a popular pay-as-you-go payment method, it is not the only one. Other options are equally valuable. If your business is highly risky, or is based in an area where security is paramount, Stripe might not be the best option. You may also want to consider using a merchant service provider for your business, which can take care of the payment process.


PayPal is a great option for small businesses that are looking for a reliable payment processing service. It offers no monthly or setup fee and has a comprehensive suite of small business tools. Moreover, it allows you to accept ACH or e-check payments. You can also set up recurring billing. And PayPal also provides you with payment reminders, which helps you keep track of payments.

PayPal is also highly affordable. It can be used to accept payments from both online and offline customers. Besides, it is one of the most popular payment methods among small businesses. Besides, it comes with countless other features that can help you grow your customer count.

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Whether you want to sell e-gift cards, manage payroll, or automate payments, Melio can help you grow your business. You can even sign up for a free business checking account with Melio. The service also allows you to integrate shopping cart buttons, purchase links, and QR codes into your website. These tools will make payments easy for your customers, easy to help in small business pay bill service, and will also reduce cart abandonment rates.

There are many free features offered by Melio, such as a free online storefront. For additional features, you can pay for paid options. However, if you’re planning to use Melio’s services for many years, you’ll need to pay a monthly subscription fee to keep them.


VizyPay, an industry-leading payment processing company for small businesses, has just been named the Best Small Business Payments Solution of 2022 at the FinTech Breakthrough Awards. The awards are aimed at recognizing technologies that are transforming the payments industry, and companies that are demonstrating best practices in FinTech technology. VizyPay’s unique model enables business owners to save time, money, and resources while processing credit and debit card payments.

VizyPay operates similar to Square and PayPal. Both companies focus on customer service, and their support resources can answer questions within one minute. VizyPay doesn’t require long-term contracts, so customers can cancel anytime without paying a fee. It doesn’t offer as many features as Square, but it can handle most common payment scenarios.


Helcim offers a complete payment solution for your small business, including customizable invoicing, flexible payment request options, and a virtual terminal. The virtual terminal enables you to accept credit cards from anywhere in the world, and you can also send and receive payments via ACH. Payments can be processed online or via a mobile device. In addition, Helcim offers self-service customer portals and automated past-due reminders.

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Helcim’s customer service is responsive and professional, with many comments praising the platform’s transparency and suite of tools. However, a few users are dissatisfied with the account setup process and the lack of support for high-risk industries. Elavon previously provided backend payment processing for Helcim, but this partnership has been suspended until June 2020.

Donika Jonathan
My name is Donika and i am a professional blogger.I have searched out different niches and brought up with amazing results. My posts are on famous blogs like norstrats.net.

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