Smarter online shopping: get the best deals, prices and protect data


Smarter online shopping: get the best deals, prices and protect data
Smarter online shopping: get the best deals, prices and protect data
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Online shopping is an addictive hobby. Users are constantly bombarded with endless ads promoting products, services, or alleged limited-time deals. Naturally, it becomes challenging to stay away from such intriguing offers. 

If you feel like you’re spending too much money online, you’re not alone. Studies have shown that millions of people prefer shopping online to going to physical stores. And 42% of shoppers go overboard and exceed their budget while looking for their favorite items.

So, how to save money yet buy to your heart’s delight and protect your personal information? With the current supply, you must become a smarter online shopper.

Below are valuable real-time tips to get the best deals and prices while protecting your data.

1. Use a credit card with fraud protection

Modern-age frauds are numerous and varied, from the theft of cards to account takeover. One type is MO/TO (mail order or telephone order), which involves people who buy products over the internet with fake addresses but real credit card numbers on file.

Keeping such frauds in mind, using a credit card with fraud protection when shopping online is essential. If your card information is ever stolen, you can dispute the charges and get your money back.

2. Check credit and debit card statements regularly

Check for unauthorized charges on your credit card, debit card, or account during the holiday season. Criminals might try using your information from these sites to make fraudulent purchases with them.

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If anything seems out of place, get into the core of the matter as soon as possible. Or you may lose a hefty sum.

3. Shop from secure sites only

When you enter personal or financial information on a site, ensure that the website has an encrypted connection. The easiest way to tell if your data will be secure is by looking for “HTTPS” at the beginning of a website address instead of just ‘HTTP.’

Also, there is a padlock on the address bar. The padlock symbol lying on the left of the address bar shows you the website’s certificate information. Finally, check the eCommerce website reviews; Google and Yelp are full of real-time users.

4. Unique passwords

Passwords are the key to security. Make sure you use different ones on every site or service where they’re needed because if a hacker has one, he’ll try it on everything. Consider using password managers to generate encryption-protected solid passwords for all the sites in one place. That will also take away the stress of remembering individual credentials anymore.

5. Install a double authentication system 

When buying from an unknown seller, always make sure you are protected. You might lose a bit of money if it’s not real, but there could be worse consequences like having your details stolen and ending up with nothing.

Fortunately, many banks now require 2FA when making transactions online as well. It means that financial institutions are taking even more precautions to provide you with an extra layer of protection while shopping on unprotected websites.

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6. Use coupons

Many online retailers offer great coupons and promo codes that you can use to get discounts on your favorite products. To find these codes, search for the name of the website or retailer you want to buy from, followed by the words “coupon code” or “promo code.” You can also find the most popular coupon websites, supplying dozens of them at one convenient location.

You may also consider signing up for an account with your favorite retailers to receive email alerts about any upcoming deals or promotions. Some offers may be valid only on certain items, or they may be limited to a specific amount of time.

7. Report the scam

If you’ve been scammed, file a complaint with the US Federal Trade Commission (FTC), FBI’s Internet Crime Complaint Center, or your State’s Attorney General. However, for making a complaint to these institutes, you must have bought products in the US only.

The FTC provides an identity theft recovery plan that can help get your finances back on track after being targeted by this crime.

8. Safer online shopping +sales

New websites are not always secure. When you buy something at a new site for the first time, using a Virtual Private Network will ensure that your connection is protected and safe. It will hold even when you browse the internet on public Wi-Fi networks like coffee shops or libraries.

Remember, hackers could easily take over personal information if they see what you do online without protection. There is an added advantage—you can even shop abroad if you want, which is otherwise not possible with some websites.

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Another perk of a VPN download is that it can help you evade price discrimination based on location. It represents certain buyers paying more merely because of their whereabouts. Additionally, a VPN can also help make regional coupons work. 

Conclusion

To make the most out of your online shopping, it’s essential to arm yourself with the best information and tools. You can find great deals and prices and protect your data with the proper knowledge. So, use the information above to get smarter about your online shopping.


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