Everything is done digitally in today’s digital world, ranging from scheduling an appointment with your doctor to searching for jobs. However, when it comes to performing transactions, your debit and credit cards play a vital role. Not only do these cards offer you the convenience of going cashless, but they are relatively more secure modes of payment.
Today, almost everyone owns a credit or debit card, but they are prone to damage over time. Here is where customized metal credit cards come into play. Metal cards are nothing but regular credit and debit cards. The only difference between metal and plastic cards is that metal cards are made with some sort of metal, including brass, copper, stainless steel, titanium, gold and even rare palladium.
A metal card can either be made of 100% metal, whereas others come with metal sandwiched between layers of plastic. Not only can this make your credit card more durable and long-lasting, but it can be a sign of exclusivity that exudes an air of status or competence.
If you are looking forward to owning a metal card, it can turn out to be a great decision. However, before you go ahead, you need to know the things you should consider when opting for a metal card. In this guide, we will discuss the same.
What should you consider when owning a metal card?
Metal credit card requirements: Most metal credit cards need a good credit score or require approval. It means applicants who have a credit score of 700 or more are more eligible for getting approval for a metal card. However, most of the renowned metal credit card offers are available for people with a credit card score of 750+. But if you have a credit card score less than 700 and you want a metal card, you need to find a reliable metal card provider.
Purpose of metal credit cards: Since a metal credit card is a sign of prestige, owning a metal credit card can make you feel and look cool. Many people prefer owning a metal custom credit card, even though your credit card won’t earn you rewards, reduce your card’s annual fee and interest. So, before you go ahead, you need to know why you want a credit card. If you want it just because you want to look more successful, you can invest in it.
Annual fees: Metal credit cards have annual fees, ranging from $0 to $500, depending on the card you own. So, anyone can own a metal credit card. However, before you go ahead, it is vital to get an idea of how much you have to spend on a metal credit card annually.
Thickness: Since metal credit cards are made with metal, they tend to be heavier. It may weigh 2-6 times more than a plastic credit card. However, the thickness of both the plastic and metal credit cards is the same. i.e. 0.76 mm. Thicker credit cards can cause problems via transaction, as you won’t be able to insert your card into the reader machine and swipe it. So, make sure you check the thickness of your metal credit card.
The bottom line
Now that you know what you should consider when investing in a custom credit card, what are you waiting for? Find a metal credit card provider who can customize your card as per your needs. For more information, explore the internet.
