A two-wheeler is a more convenient form of transport than public transportation. It can significantly reduce your commute time and make your traveling experience smoother and more enjoyable. Buying a two-wheeler comes with additional maintenance aspects, too. In India, every two-wheeler owner is needed to purchase reliable vehicle insurance. All bike proprietors understand the necessity to purchase two-wheeler insurance. However, the extended and tiring process involved with insurance buying and renewal could be frustrating.
It is where the need and role of a reliable online bike insurance app has gained prominence. While bike owners primarily use these apps for convenience, the following points highlight their broader range of benefits.
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Instant Policy Issuance
Bike owners can instantly use these apps to buy their preferred two-wheeler insurance policy. This digitised process removes time-consuming paperwork and other tiring aspects from the entire process. For example, when you use the ICICI Lombard’s IL TakeCare app, you can instantly purchase bike insurance. It means no more waiting in line, talking to individual insurance agents, making offline payments, and waiting for days to become the rightful owner of the chosen policy.
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Paperless Transactions
Most insurers embrace a digital shift to reduce their environmental impact and achieve the promised sustainability goals. All bike insurance apps promote paperless transaction features, eliminating reliability on physical paper documents to prove their policy ownership. Bike insurance owners can access the policy information stored digitally in the insurer’s records. This digital documentation empowers policyholders to gain access to their insurance details everywhere and anytime utilizing their login details.
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Exclusive Discounts and Rewards
One of the biggest benefits offered by most bike insurance apps is access to exclusive discounts and rewards. Since insurers selling bike insurance don’t have to pay hefty commissions to insurance agents, they pass on this cost-saving benefit to insurance buyers in the form of app-only discounts and rewards. While you may not always get this financial benefit, you can keep an eye on their limited and seasonal discounts and offers.
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24/7 Accessibility
Online bike insurance apps provide 24/7 customer support through various formats like live chat, email support, call assistance, etc. This feature is incredibly beneficial for busy professionals who don’t have time to visit physical insurance offices or talk to an insurance agent during their work hours. If you value flexibility and convenience, you can use apps like IL TakeCare app to buy two-wheeler insurance policies.
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Enhanced Customization Options
Not all bikes require the same standard coverage, so bikers must look for more customised options. They can use online bike insurance apps over traditional insurance buying methods to explore, evaluate, and pick the best policy that aligns with their precise coverage requirements. Most apps offer customisation options, making it easier for bikers to get what they need.
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Digital Claim Process
Every bike owner wants faster claim processing in the event of damages caused by a road accident, natural disaster, or manmade event. The traditional claim filing and processing involved longer periods, which cause anxiety and financial disturbance to bike owners. But that isn’t the case anymore. People who purchase bike insurance through online apps like ICICI Lombard’s – IL TakeCare app can file digital inspection for claims, accelerating the entire process.
Embrace the Future of Bike Insurance
The current technological advancements have altered the way in which use, maintain, and renew their insurance plans forever. Rather of spending hrs purchasing a policy offline, two-wheeler proprietors are now able to use online insurance apps to buy and renew their insurance plans more easily and rapidly.
