If you have been injured while performing your duties at the workplace, you are likely to receive compensation under the workers’’ compensation program. If this is the first time that you are going to file a claim, you need to understand how it works and the benefits you can receive. It is a well-known fact that Workers’ Compensation is designed for employees to support them financially when they become injured or ill at the workplace.
How does workers’ compensation?
If you received injuries while doing your job, you are entitled to get compensation. However, you need to follow the timelines because filing the claim within the time frame is important in such cases. If you don’t follow these deadlines, you will get your claim rejected.
The employer trains employees to report the incident as soon as it occurs. This is because, the employer needs to submit the claim with the workers’ compensation insurer. However, he has to gather all the details and supporting documents to be attached to the claim. The insurer will go through the claim and the facts depending on which they will approve or reject the claim.
What is the role of an employer?
If your employee has not received the medical attention, you must provide him with that and ensure that everything is documented. To initiate the claim process, you need to follow the below-mentioned procedure:
- Give your employee the form to fill out explaining date, the time and description of the accident including injuries or illness.
- Get in touch with witnesses and take the statements to be included along with the claim.
- File the claim form along with the supporting document with your insurer.
It should be noted that these laws might vary from one state to another. That’s why, it is suggested to contact your lawyer having good experience and knowledge in the same industry. You can get more here about worker’s compensation attorney.This way, you will leave no room for more hassles.
When should an employee file for a workers’ compensation claim?
Generally, an employee is likely to receive workers’ compensation if he gets injured while working within the scope of the employment. For instance, occupational chemical exposure or improper training leading to injuries can be considered for filing workers’ compensation.
In many cases, several conditions don’t qualify for this type of compensation. You need to get in touch with your lawyer to find out about them. These programs help employees when they are unable to work and earn.
