The Standard chartered bank’s DigiSmart credit card is a card with offers on online shopping, online food orders, online movie ticket booking, or making payments on online purchases. So, the card has many benefits and offers if you are looking to apply for best credit cards in India.
In this blog, we will be talking about the Standard chartered bank’s DigiSmart Credit card. Let’s start with the Standard chartered bank DigiSmart Credit card features in detail.
Features of the Standard chartered bank DigiSmart Credit card
Secured online transaction:
With the DigiSmart credit card, you don’t have to worry about the security of making an online transaction. The Standard chartered bank’s DigiSmart Credit card comes with 3D secure OPT generation system. Thus, no payment is made before OTP verification from your side.
An additional credit card:
You get a supplementary credit card that you can share with your family member and share the joy. Thus, the Standard chartered bank’s DigiSmart Credit card care about your loved ones so that they can too share the benefits of the card.
Contactless technology:
The Standard chartered bank’s DigiSmart Credit card has a contactless technology feature. Therefore, you can enjoy faster and more convenient payments with a lesser threat of losing your card.
Repayment on EMI option:
The card has a feature of the EMI repayment option. You can repay your big spending in EMI and enjoy a flexible tenure option and attractive pricing.
360 degree reward option:
With the Standard chartered bank’s DigiSmart Credit card, you can redeem your rewards against other online catalogues.
Loan facility:
To get a loan on your credit card, you need to dial and get a loan up to Rs. 500000. Offers on the Standard chartered bank’s DigiSmart Credit card:
Myntra Fashion Offer:
With no minimum spending, you can get an incredible 20% off at Myntra. However, this offer is valid for making 1 transaction per month up to a maximum discount of INR 700.
Offer on Zomato Food Orders:
You can get a discount of 10% on Zomato using the promo code DIGISMART with no minimum spend. However, this is valid for 5 transactions per month with a maximum discount of INR 150 per transaction.
Best Shopping Credit Card for Online Groceries:
By applying the promo code DIGISMART, you can get 10% off* on Grofers with no minimum spend. However, this offer is valid for five transactions per month, with a monthly discount maximum of INR 1,000.
Free ticket for the INOX cinema:
You win a buy One Get One (BOGO) movie ticket free at INOX on Saturdays and Sundays. However, the offer is valid for 2 transactions per month with a maximum discount of INR 200 per transaction.
Shopping discounts at Yatra.com:
You get a 20% discount at Yatra on domestic flights up to INR 750 and a 10% discount on international flights up to INR 10,000. You can also get a 25% discount on domestic hotel bookings up to INR 4,000. However, this offer is valid for 1 transaction per quarter, per category. You can apply the promo code: DIGISMART.
Cashback on Ola cab bookings:
You get a sweet 15% cashback on your Ola cab bookings with a maximum cashback of INR 600 per
month.
Eligibility to apply for the Standard chartered bank’s DigiSmart credit card:
Age:
The applicant should be above 18 years and less than 65 years of age.
Monthly income:
The monthly income of the applicant has to be Rs. 50000.
Charges on the Standard chartered bank’s DigiSmart credit card:
On the Primary card:
The bank does not charge any annual fee. However, the cardholder has to pay a monthly fee of Rs. 49. Moreover, this charge is waived off monthly spending of INR 5000 in the next calendar month of fee levied.
On the Additional card:
No annual fee is charged on the supplementary card. However, a monthly charge of INR 49 per month is charged, which is waived on monthly spending of INR 5000 in the next calendar month of the fee levied.
Summing up: This blog talked about the benefits and charges on the chartered bank’s DigiSmart credit card. Therefore, if you like the card, you can apply for Standard chartered bank DigiSmart Credit card. However, make sure to compare the benefits and features with another card to make the best decision.
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